PAYMENT POLICY

At SHOVICH, we aim to provide a simple and secure checkout experience.

This Payment Policy explains how payments are handled when you place an order through our website.

Accepted Payment Methods

The payment methods currently available to you will be displayed at checkout.

Depending on your location and the payment options supported by our website, available methods may include:

Major credit cards
Major debit cards
Supported digital payment services
Other payment options shown during checkout

Payment availability may vary by country, region, device, or payment provider.

Payment Processing

Payments made through SHOVICH are processed using third-party payment service providers.

Your payment information may be submitted directly to the applicable payment provider and processed according to its own security standards, terms, and privacy practices.

SHOVICH does not necessarily receive or store your complete payment card details.

Payment Authorization

When you place an order, you authorize the applicable payment provider to charge the total amount shown during checkout.

Your order may be subject to payment authorization, verification, and fraud-prevention checks before it is confirmed.

In some cases, additional verification may be required by your bank, card issuer, or payment provider.

Currency

Product prices are displayed in the currency shown on the SHOVICH website.

If your payment account uses a different currency, your bank, card issuer, or payment provider may convert the transaction using its own exchange rate.

Additional foreign transaction or currency conversion fees may also apply. These fees are determined by your payment provider and are not controlled by SHOVICH.

Failed or Declined Payments

If your payment is unsuccessful or declined, please check that:

Your payment information has been entered correctly
Your card has not expired
Sufficient funds or credit are available
Your billing information matches the information held by your payment provider

You may also need to contact your bank or payment provider for further assistance.

An order is not considered successfully paid until payment authorization has been completed.

Order Confirmation

After a successful payment, you should receive an order confirmation using the contact information provided during checkout.

If you believe you were charged but did not receive an order confirmation, please contact our customer service team and provide as much information about the transaction as possible.

Refunds

Approved refunds will generally be issued to the original payment method used for the purchase.

Once a refund has been processed by SHOVICH, your bank or payment provider may require additional time to make the funds available in your account.

For more information about refund eligibility and returns, please refer to our Return & Refund Policy.

Payment Security

We use commercially reasonable measures and trusted payment services to help protect transactions made through our website.

However, no method of electronic payment or online transmission can be guaranteed to be completely secure.

If you notice any unauthorized activity involving your payment method, please contact your bank or payment provider immediately.

Contact Us

If you have questions about a payment or order, please contact us:

Email: service@shovich.com
Phone: +1 (605) 362-5825

Customer inquiries are generally answered within 1–2 business days, excluding weekends and public holidays.